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You'll find the Neighborhood Newsletter posted around the 1st day of every month.

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Hi Neighbors,

“It's nice to be able to pay my rent and pay for my friends' dinners.”

                                                                      - Chappell Roan

SUN COMMUNITIES HURTS US WITH EXORBITANT RENT INCREASES

I try to write my newsletters to be positive and informative, but I also need to inform you of negative issues that affect your family.  This is one of them so please read and understand it carefully and take it seriously.

About half of our Community own their homes, and I feel like just as many are on Social Security.  This year our Cost-of-Living increase was 2.6%.  Sun Communities knows this so what do they do?  They increase our rent by 6.55%, when the national average is between 2% and 4%.

To use myself as a homeowner example, my rent will go up by $48 from $733 per month to $781 per month (which in a park that has no amenities should be closer to $550).  If you’ll allow me to do the math, that means within 4 years, I’ll be paying $1000 per month.  Why would a small, Detroit-bordered Community need to pay that much rent for a $1.2 Billion, publicly-traded company like Sun Communities to survive, especially when prices are high leaving us with less money to manage?  These are my opinions.

- First of all, to pay for homes that Sun Communities loses money on because they’re vacant.

- Second, to pay for all the repairs on lease homes (many in the thousands) when a Neighbor moves out.

- And most importantly, to pay for all the lawsuits filed against Sun by class actions and the SEC.

WHY AM I TELLING YOU THIS?

I want you to be prepared.  I don’t want the day to come when Sun pushes the next big rent increase on you, and you’re not prepared in advance to make major financial decisions that affect your family.  I need you to protect yourselves against anything that would put your family in an unwanted trauma.  If you can’t pay that rent increase, they will evict you without blinking an eye.  They don’t care about you, we do!

GET YOUR HALLOWEEN DECORATIONS READY

Pretty soon we’ll be giving out our Halloween Decoration Certificate of Appreciation.  It doesn’t have to be extravagant, even something very simple can look beautiful.  Make our Community look festive and get the acknowledgment you deserve.

PARK MANAGEMENT’S TOWING POLICY

In September’s Newsletter I laid out some of the ways Sun Communities bleeds you of your hard earned income through fines, punishments and penalties.  The latest is the Towing Policy where our Park Manager authorized the towing company to come into our Community any time they want and tow a vehicle that’s parked on the street, WITHOUT NOTICE. That’s the type of lack of respect they have toward our Community.  If you have your vehicle, or worse your guests or relatives vehicles towed, it will cost you between $200 and $300 to get your vehicle back.  Thus, when you have a visitor, make sure they know where to park.  Because of this hurt, you better make sure your license plates are current and that you’re parking in the right spot or the Warden will be after you, since this new Park Management regime is treating us like we’re in a prison.  But you need to understand that’s how Sun Communities wants it.  They are not interested in our Quality of Life, only our rent, the money they earn from penalties, and that we stay in line with the Rules and Regulations which they’re using as a sledge hammer against us.  Read my article on, “Why Mobile Home Park Owners Would Rather Punish Residents Than Help”

IF YOU’LL BE FACING A BANKRUPTCY...

Sun Communities exorbitant rent increases and fines may put you in a financial situation where you just can’t pay them any longer, so you may need to consider filing a bankruptcy.  It’s too bad that Sun will feel more comfortable uprooting your family and kicking you out for nothing more then corporate greed, then to provide you with a little help to keep you in our Community.  A bankruptcy will typically cost you between $800 and $1500.  But there is a program that will provide you a free attorney if you qualify.

Who is Eligible?

Access to Bankruptcy Court (ABC) provides an experienced consumer bankruptcy attorney to low-income individuals seeking relief under chapter 7 of the Bankruptcy Code whose applications have been approved by ABC.   To qualify for an ABC attorney, applicants must:

1.  Have a gross household income of less than 150% of the Poverty Guidelines published annually by the U.S. Department of Health and Human Services. You can find your financial guideline on their website.

2.  Reside within the jurisdiction of the Eastern District of Michigan Federal Bankruptcy Court, which includes Macomb County.

Applications are accepted the first of every month.  There is a cap of how many they accept, so get your application in on the first of the month.  https://www.accesstobankruptcycourt.com/apply-for-help/

FINAL THOUGHT: